The Buckets of Money Retirement Solution

The Ultimate Guide to Income for Life

Author: Raymond J. Lucia

Publisher: John Wiley & Sons

ISBN: 9780470906712

Category: Business & Economics

Page: 240

View: 6303

Investors, shell-shocked by the "Great Recession" of 2008-2009, are looking for answers, for something fresher than the old 'buy-and-hold' mantra. They hunger for stability, yet yearn for growth to rejuvenate their battered portfolios. Ray Lucia's The Buckets of Money Retirement Solution: The Ultimate Guide to Income for Life provides just that—a reassuring and scientifically proven strategy that gives investors both growth and income. Lucia, a Certified Financial Planner who's helped thousands of people invest more than $2 billion, explains how to spend down 'safe' buckets (containing, for example, Treasuries, CDs, bonds), while leaving a riskier bucket (real estate, stocks and alternative investments) to grow long-term. This strategy shields investors from the short-term ups and downs of the market. And it gives them the courage and discipline to stay invested no matter what the future holds. Written in a breezy, accessible style and loaded with tons of examples and clear, specific calculations, the book explains how to set your financial goals, divvy up your money accordingly, and then invest intelligently. With this book as your guide, readers will learn how to achieve both income and growth while at the same time reducing risk. "All in all," Lucia writes, "this plan is akin to a sports car that seats six, approximating the best of both worlds. In this case by being a conservative strategy that’s also growth-oriented." Almost every kind of investment—stocks, bonds, commodities, real estate—plunged in the past year or two, turning off millions of investors who'd been planning for and counting on a reasonably comfortable retirement. These retirees or near-retirees need solutions ... something fresher than the old 'buy-and-hold' mantra. Yet here's what they hear from the financial-services industry: Set up an asset-allocation model, then take a systematic withdrawal to support your retirement ... remembering, of course, to rebalance the accounts to remain in sync with the model. Wrong! That maximizes the advisors' fees but doesn't protect the investors' assets during the tough times.
Posted in Business & Economics

Buckets of Money

How to Retire in Comfort and Safety

Author: Raymond J. Lucia

Publisher: John Wiley & Sons

ISBN: 1118040007

Category: Business & Economics

Page: 320

View: 2360

A proven way to financially prepare for retirement Are you wondering if you can make your retirement savings last? Concerned about inflation reducing your purchasing power? Worried about the stock market's violent swings? In Buckets of Money: How to Retire in Comfort and Safety, nationally recognized Certified Financial PlannerTM and radio personality Ray Lucia offers you a smart and conservative way to protect and grow your nest egg-so you can enjoy a comfortable retirement without worrying about your money running out. Developed by Lucia over his thirty-year career as a financial planner, the "Buckets of Money" technique is a proven way to achieve both income and growth, while guarding against the ravages of inflation. Buckets of Money is filled with in-depth insights and practical advice that will help you assess your retirement situation, save the money you need to last your entire lifetime, and adjust your plan to good times and bad. Regardless of your age, income, net worth, or investment experience, you need to have a solid plan for your retirement years. Buckets of Money provides you with such a plan, and shows you the best way to implement it.
Posted in Business & Economics

Empty Buckets

Author: C. L. Lewis

Publisher: Xlibris Corporation

ISBN: 1462815294

Category: Poetry

Page: 99

View: 2656

Have you ever read a piece of poetry that has touched you in a long-lasting way? The “Empty Buckets” collection will not only reach out to you in this way, it will tell you a story based on themes and experiences that make me the man that I am today. Some people know me as a PhD student. Others know me as a customer service manager. There are even those who see me as a young man who loves listening to music and playing basketball all day. I am all of the above. I am a regular guy: a son, brother, uncle, cousin, and friend. I cherish the diversity in my experiences, which has taught me a great deal about life and helped me to learn more about myself in the process. Through it all I try to remain a fun-loving person with an energetic soul and a big heart. I fififi nd value in being able to connect with others and build meaningful relationships. I frown upon status-based exclusion and the abuse of power. Now the only question is - how exactly will I help make this world a better place? My writing provides an outlet for my innermost thoughts and feelings, as well as the opportunity to communicate with others and encourage progressive thinking. This book captures a portion of my life and experiences. It is a form of therapy for me because it has helped me to achieve a greater sense of peace
Posted in Poetry

Billions of Drops in Millions of Buckets

Why Philanthropy Doesn't Advance Social Progress

Author: Steven H. Goldberg

Publisher: John Wiley & Sons

ISBN: 9780470488287

Category: Business & Economics

Page: 320

View: 6812

Praise for BILLIONS OF DROPS in MILLIONS OF BUCKETS "Billions of Drops in Millions of Buckets provides a bracing and original look at philan-thropy that offers a much-needed corrective to conventional wisdom. Steve Goldberg combines a resolve to understand why so much philanthropy accomplishes so little enduring social change with a timely and serious proposal to reinvigorate nonprofit capital markets through the simplest of insights: getting more of the money to where it can do the most good. This book will change how forward-looking philanthropists, foundations, and policymakers think about the relationship between charitable giving and the transformative capacity of social entrepreneurs." —Jerr Boschee, founder and Executive Director, The Institute for Social Entrepreneurs; Visiting Professor of the Practice in Social Enterprise, Carnegie Mellon University "Goldberg's arguments are logical next steps in the rapidly evolving discussion of social capital markets. He offers ambitious proposals informed by the reality of current practices and focused on an achievable set of goals. He fully recognizes the potential for restructuring that is inherent in this time of financial hardship. Real change relies on big ideas, and Steve Goldberg offers us several." —Lucy Bernholz, author of Creating Philanthropic Capital Markets: The Deliberate Evolution "When I first heard about 'evidence-based medicine,' I thought: 'you mean it isn't?' Read this book and that's how you'll feel about 'performance-based philanthropy.' Goldberg takes some of the best current management thinking and applies it to social enterprise, illuminating both the encouraging successes of social entrepreneurs and the barriers they face. Even better, he presents compelling ideas for making the social sector vastly more effective." —Christopher Meyer, Chief Executive, Monitor Networks "Goldberg calls for more 'performance-driven philanthropy,' where nonprofits are rewarded based on their results, in place of the current dysfunction. It is an important call and a valuable contribution to discussions about how to improve nonprofits in the U.S. and internationally." —Martin Brookes, Chief Executive, New Philanthropy Capital "Billions of Drops... is a must-read romp through emerging fields of social entrepre-neurship and nonprofit capital markets." —George Overholser, founder and Managing Director, NFF Capital Partners
Posted in Business & Economics


Author: Carol L. Clouse

Publisher: Xulon Press

ISBN: 1591605601

Category: Religion

Page: 108

View: 6858

Posted in Religion

Mastering the Management Buckets

20 Critical Competencies for Leading Your Business or Non-Profit

Author: John Pearson

Publisher: Baker Books

ISBN: 1441224319

Category: Religion

Page: 284

View: 8595

In the most practical, humorous, and fast-moving chapters you've ever read on business and nonprofit leadership and management, this in-the-trenches management expert presents his 20 Management Buckets System for understanding and organizing your important mission. "When you don't know what you don't know," says John Pearson, "the Law of Unintended Consequences will derail you every time." Based on Pearson's 48-hour Management Buckets Workshop Experience, Mastering the Management Buckets offers detailed implementation tools, including 99 practical takeaways that a leader could implement immediately, plus nine management breakthrough strategies. Learn how The People Bucket, The Donor Bucket, The Hoopla Bucket, The Customer Bucket, and others can make or break your organization. For managers and leaders to use on their own, in weekly staff meetings, mentoring young leaders and managers, and a host of other ways.
Posted in Religion

Buckets & Bins Tubs & Tins

Author: Kooler Design Studio

Publisher: Leisure Arts

ISBN: 160140705X

Category: Crafts & Hobbies

Page: 48

View: 6697

Designed by eleven talented artists, these buckets, bins, tubs and tins will add color and style to your home decor while serving a useful purpose.
Posted in Crafts & Hobbies

Tubing Vs. Buckets

A Cost Comparison

Author: Neil K. Huyler

Publisher: N.A


Category: Maple sugar

Page: 5

View: 394

Posted in Maple sugar

The Fuzz-Buckets

Author: Sarah Heuer

Publisher: Dorrance Publishing

ISBN: 1434940845


Page: N.A

View: 8963

Posted in


Tracing the Blueprint

Author: C. L. Lewis

Publisher: Xlibris Corporation

ISBN: 1493105191

Category: Poetry

Page: 134

View: 9477

After the initial “Empty Buckets” collection, author C. L. Lewis has returned with a second installment of poetry and expression. In volume two, Tracing the Blueprint, he continues to capture the story of his journeys and experiences. He builds on the momentum from his first piece with more heartfelt displays of his life and observations. In addition he turned himself to the classic poetry of Langston Hughes for both inspiration and a comparative understanding for the evolution of society. During this reflection, C.L. Lewis has created a poetic body of work that is socially conscious, thought-provoking, internal and idealistic.
Posted in Poetry


Author: Adam Barnard

Publisher: Nick Hern Books

ISBN: 9781848424920


Page: 72

View: 5518

How to fill what’s left of your day. How to fill the rest of your days. Sick buckets, bucket rattling, bucket lists, buckets of love. Wry, emotive, funny and heartfelt, buckets is a play with a unique perspective on a universal dilemma: how do you deal with the fact that time always runs out? Across thirty-three interconnected scenes – some just a few lines, others mini-plays in their own right – buckets swings through a kaleidoscopic world of sadness and happiness, illness and health, youth and experience, kissing and crying, singing and dying. Adam Barnard's open-ended text can be performed by any number and composition of actors. buckets premiered at the Orange Tree Theatre, Richmond, in May 2015.
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Little Buckets Full of Big Love

Author: Wanda Gail Campbell

Publisher: AuthorHouse

ISBN: 1438906889

Category: Fiction

Page: 48

View: 6236

A whimsical tale with vibrant and colorful illustrations that call to the child in all of us to take an interactive adventure: As the story moves through a magical land named Snappety Foo Pah, little creatures known as Pinkleys discover how the power of love works to embrace those who are different and often hard to understand. It is a story that promises to touch the hearts of all who are willing to peek inside its colorful pages.
Posted in Fiction

The Buckets

Car Trips and Other Living Hells

Author: Scott Stantis

Publisher: Andrews McMeel Pub

ISBN: 9780836236651

Category: Humor

Page: 128

View: 9188

Cartoon strips record the adventures of the Bucket family as they cope with expanding waistlines, hyperactivity, aging parents, car repair, and working from home.
Posted in Humor

Buckets from an English Sea

1832 and the Making of Charles Darwin

Author: Louis B. Rosenblatt

Publisher: Oxford University Press

ISBN: 0190654406

Category: Biography & Autobiography

Page: 224

View: 9162

Darwin did not discover evolution. He didn't trip over it on the way to somewhere else the way Columbus discovered the New World. Like the atom, planetary orbits, and so many other scientific constructs, evolution was invented in order to explain striking phenomena. And it has been most successful. A century and a half has not simply confirmed Darwin's work, it has linked evolution to the mechanisms of life on the molecular scale. It is what life does. Where Darwin had drawn his theories from forest and field, we now set them in the coiling and uncoiling of twists of DNA, linking where they might, with a host of molecular bits and pieces scurrying about. Darwin, himself, however, has been a closed story. A century and a half of study of the man and his work, including close readings of his books, his notebooks and letters, and even the books he read, has led to a working appreciation of his genius. The 'success' of this account has, however, kept us from seeing several important issues: most notably, why did he pursue evolution in the first place? Buckets from an English Sea offers a new view of what inspired Darwin and provoked his work. Stunning events early in the voyage of the Beagle challenged his deeply held conviction that people are innately good. This study of 1832 highlights the resources available to the young Darwin as he worked to secure humanity's innate goodness.
Posted in Biography & Autobiography

Hydraulics of Spillways and Energy Dissipators

Author: Rajnikant M. Khatsuria

Publisher: CRC Press

ISBN: 9780203996980

Category: Technology & Engineering

Page: 680

View: 7833

An unsurpassed treatise on the state-of-the-science in the research and design of spillways and energy dissipators, Hydraulics of Spillways and Energy Dissipators compiles a vast amount of information and advancements from recent conferences and congresses devoted to the subject. It highlights developments in theory and practice and emphasizing topics related to scale effect, dynamic flow measurement, and the analysis and interpretation of model results. Consolidates and compares the available information on various design approaches, procedures, and structure types to benefit practicing engineers. Reflecting the author's nearly four decades of experience in the field, this handbook Provides four broad sections on spillway design, flood- estimation and selection, various types of spillways and energy dissipators, and topics of special interest Offers valuable case studies and illustrative examples to effectively highlight key topics in the text Includes chapters on crucial design elements such as cavitation, air entrainment, and aerators Contains extensive discussions of spillway construction stages, dual purpose spillways, overtopping protection of earth dams used as spillways, unlined spillways, fuse plugs and fuse gate spillways, air entrainment and forced aeration, and protection against detrimental forces such as cavitation, uplift, and scour About the Author: RAJNIKANT M. KHATSURIA served as Additional Director, Central Water and Power Research Station, Pune, India, until his retirement in 2001. He joined the Central Water and Power Research Station in 1963 and was engaged in the research and design of hydraulic structures, based on hydraulic model studies. His special interests include spillways, energy dissipators, control and conveyance structures, and hydropower structures. He has completed nearly 150 projects pertaining to the above disciplines and has authored a number of technical papers and professional reports. He contributed towards the field standardization of overflow, non-overflow, and hydropower structures. He also served as the Senior Expert for WAPCOS (India) Ltd. (1989-90) for the planning and commissioning of the HLAB (hydraulics laboratory) at Al Taji, Baghdad, Iraq. He received the B.E. (1963) degree from Gujarat University, India, the M.E. (1975) degree from the University of Pune, India, and the M.S. (1981) degree from the University of Iowa, Iowa City.
Posted in Technology & Engineering

Supply Chain Management and Advanced Planning

Concepts, Models, Software, and Case Studies

Author: Hartmut Stadtler,Christoph Kilger

Publisher: Springer Science & Business Media

ISBN: 3540745122

Category: Business & Economics

Page: 556

View: 1343

With a wealth of updated material, rewritten chapters and additional case studies, this fourth edition of a hugely important work gives a broad and up-to-date overview of the concepts underlying APS. Special emphasis is given to modeling supply chains and implementing APS successfully in industrial contexts. What’s more, readers’ understanding is enhanced by several case studies covering a wide range of industrial sectors. What makes this book so crucial is that Supply Chain Management, Enterprise Resources Planning (ERP), and Advanced Planning Systems (APS) are concepts that must be mastered in order to organize and optimize the flow of goods, materials, information and funds. Here, leading experts provide insights into the concepts underlying APS.
Posted in Business & Economics

Buckets for Boots

Author: Sandy Crawford

Publisher: AuthorHouse

ISBN: 1425926150


Page: 44

View: 3283

"Buckets for Boots" is a story about a boy named Jonathan and how he loved school. The story tells of his determination to get to school on a day when he saw the biggest snow storm ever. His teacher said he was a bright student and Jonathan didn't know that his creativity would be tested on this day.
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